Engineering Insurance for Secure Projects and Equipment

Why should you buy Zuno Engineering Insurance Policy?

We cover your projects and equipment with a range of engineering insurance policies that free you to build fearlessly, without worrying about things out of your control.

What are the Different Engineering Policies from Zuno?

Zuno Contractor’s Plant Machinery Insurance Policy

This annual policy covers the damage to a contractor’s construction equipment due to any unforeseen circumstances.

Zuno Contractor’s All Risks Insurance Policy

True to its name, this policy offers total cover for the physical loss or damage to property on a civil construction project. This policy will cover every risk, unless otherwise specified, such as accidental physical loss or damage during construction.

Zuno Erection All Risks Insurance Policy

This Erection All Risks (EAR) policy is specifically designed to cover loss or damage to projects that are currently under erection, and during commissioning, testing, storage, etc. It takes care of all types of equipment and machinery used during the construction of projects, including third-party liability.

Add-Ons You Can Pair With Zuno Engineering Insurance Policies.

With Zuno Contractor’s Plant Machinery Insurance Policy

Add-Ons available are Escalation clause, Owner’s surrounding property, Express freight, Air freight, Clearance and removal of debris, Additional custom duty and Third-party liability

With Zuno Contractor’s All Risks Insurance Policy

Add-Ons available are Escalation clause, Air freight, Continuity of cover, Terrorism damage cover endorsement, Limited maintenance cover, Design defect cover and T.P.L cover

With Zuno Erection All Risks Insurance Policy

Add-Ons available are Escalation clause, Air freight, Additional custom duty, Limited maintenance cover, Special conditions of fire-fighting facilities, Clearance and removal of debris and 50:50 clause

What does Zuno Engineering Insurance cover?

Material damage to the insured property on civil construction projects like buildings, bridges etc.
Loss or damage to projects currently under being set up (electrical plants and machinery, equipment and structures that have little or no civil engineering work)
Damage to a contractor’s construction equipment
Third-party liability
Add-on covers for extra protection

What do our Engineering Insurance policies not cover?

Zuno Contractor’s Plant Machinery Insurance Policy - Loss or damage due to electrical or mechanical breakdown, Loss of or damage to replaceable parts and attachments, such as drill bits, Damage caused due to the explosion of a boiler or other pressure vessel and Loss or damage due to total or partial immersion in tidal waters
Zuno Contractor’s All Risks Insurance Policy - War, invasion, acts of a foreign enemy, hostilities or war-like operations, Nuclear reactions, nuclear radiation or radioactive contamination, Partial or total stoppage of work and Acts of terrorism
Zuno Erection All Risks Insurance Policy - Wilful acts or negligence by the insured, Damage caused by Terrorism, Nuclear reactions and radioactive contamination and Loss discovered while taking inventory

Why choose Zuno? We keep it simple!

Single point of contact

All our services are handled through one dedicated person, so you don’t have to deal with multiple people.

Quick decision-making

Your proposal and claims are processed quickly.

Minimum documents

We keep documents to a minimum while issuing your policy, and also when you claim.

How do I claim Zuno Engineering Insurance policy?

Call us on Toll free -1800 12000 / Paid landline - 022 423 12000 or email us at support@hizuno.com to let us know the details of your claim

Email us the scanned documents and we’ll get the ball rolling. Once we receive the originals from you, the process is almost complete.

Mail your claim documents to Claims Desk – Zuno General Insurance Company Limited, 2nd Floor, Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla West, Mumbai – 400 070.

Our Claims Team will sort everything out and keep you updated at every step.

Of course, if you still have any queries, you can get in touch with us at support@hizuno.com and we’ll reply ASAP.

Making sense of common insurance jargon

Period of cover

This is the timeframe during which cover, as specified in the Policy Schedule, is provided to you.

Deductibles

This policy is subject to a compulsory excess, which will be specified in the policy schedule.

Different Types of Engineering Policies

Contractor's All Risk Policy

It covers comprehensive cover for loss and damage which may happen during construction of projects.

Erection All Risk Policy

For damage to projects which involve erection/installation of plant and machinery, electrical plant and equipment, and very little civil engineering work.

Contractor’s Plant and Machinery Policy

Takes care of loss or damage to the contractor’s movable equipment while being used in the projects.

Boiler and Pressure Plant Machinery Policy

This policy covers loss and damage to boilers and pressure vessels while being used as part of a manufacturing process.

Electronic Equipment Insurance Policy

This is an all-risk policy designed to cover the risk associated with electronic devices like computers, printers, scanners, servers and other data storage devices.

FAQs

How long is my Zuno Engineering Policy valid for?

This depends entirely on the policy that you pick. While our Contractor’s Plant and Machinery Insurance Policy is a short-term policy, our Contractor’s All Risks and Erection All Risks policy terms are based on the duration of the project.

How do I make a claim?

Simply call us on Toll free - 1800 12000 _or_ Paid landline - 022 423 12000 _or_ mail us at support@hizuno.com and we’ll guide you through everything.

What kind of documents do I need when I claim?

Once you tell us about a claim, our Surveyor will check the damage and we’ll send you a list of the documents we need, within a week

Engineering Insurance