What is Zuno Miscellaneous Insurance?
Except for Motor, Health, Fire and Marine covers, our Miscellaneous policies take care of almost every other risk. We offer Burglary Insurance, Liability Insurance, Ticket Cancellation Insurance and employee compensation Insurance.
Who should buy Zuno Miscellaneous Insurance?
These policies are for you, if you’re a shop owner/homeowner, employer, manufacturer, traveller, etc.
What do Zuno Miscellaneous Insurance policies offer you?
Customization
Tailor-made policies for your specific needs
Range of products
Burglary Insurance, Ticket Cancellation Insurance and Employee Compensation Insurance
Why should you buy Zuno Miscellaneous Insurance?
When things don’t go your way, we’re here to soften the blow. Life can be hard sometimes. We never know when an accident, or something we hadn’t even thought about, can completely turn our lives upside down. That’s why, we’ve come up with a range of Miscellaneous Insurance products that will help you deal with some of the trouble life sends your way.
What products do we offer under Zuno Miscellaneous Insurance?
Zuno Burglary Insurance
Protects the insured property against burglary, housebreaking, robbery, dacoity, hold-up and the damages caused due to it.
Zuno Cancellation Inconvenience
Pays a specified value as inconvenience fees to a ticket holder/buyer if a valid ticket is cancelled within a cut-off time
Zuno Cancellation Insurance
Forced to cancel a ticket due to unexpected events? Don’t worry, we’ll help you recover the cost
Zuno Employee Compensation Insurance
Covers your liability in case one of your employees suffers an injury or passes away because of, and in the course of, their employment as per the Workmen Compensation Act 1923.
Add-ons you can take with Zuno Miscellaneous Insurance
With Zuno Burglary Insurance:
Appraisement Cover, Capital Addition Cover, Vehicle Load Cover, Claim Preparation Cost Cover, Cost of Re-writing Records Cover, Removal of Debris Cover, Floater Cover, Riot, Strike, Malicious Damage Cover
With Zuno Cancellation Inconvenience:
Personal Accident Cover, Accidental Hospitalization Cover, Home Protection Cover, Personal Liability Cover, Loss of Belongings Cover
With Zuno Cancellation Insurance:
Personal Accident Cover, Accidental Hospitalization Cover, Loss of Belongings Cover
With Zuno Employee Compensation Insurance
Medical Expenses Cover, Coverage for Subcontractors, Occupational Diseases Cover
Each of our Miscellaneous Policies offers complete cover
Zuno Burglary Insurance: Destruction of the property during a burglary or hold-up * Damage to a safe and/or strong room * Loss of contents and valuables * Any injury sustained during a burglary.
Zuno Cancellation Inconvenience: If a valid ticket or booking is cancelled prior to the event taking place and within the cut-off time, due to any of the following: * Natural catastrophe/act of nature, riot, strike or malicious damage * Terrorism, including political instability * Death or hospitalization for emergency care of the ticket holder/buyer or their immediate family member * Advisory by an authority against the event for any reason, including epidemic/pandemic diseases * Accidental misfortune or circumstances beyond your control including vehicle breakdown – if the vehicle in which you are scheduled to travel breaks down or meets with an accident which prevents you from getting to or attending the event * Visa rejection by the authorities, except in cases of non/delayed submission of necessary and specified documents, or the application not having been made within the subscribed timelines/formats * The event is cancelled by the event organiser/promoter/operator due to Force Majeure risks mentioned above, and is not rescheduled.
Zuno Cancellation Insurance: Covers the resulting loss of the ticket price on cancellation of a valid ticket for reasons other than those which are specifically excluded.
Zuno Employee Compensation Insurance: Covers your liability as an employer in case of death or bodily injuries sustained by workmen because of, and in course of, employment as per the Workmen Compensation Act 1923 * Your legal liability to all employees (coming within the definition of the term Employee) under the Employees Act 1923, and any further changes to the Act before the date of issue of the policy * Common Law.
What do Zuno Miscellaneous Insurance policies not cover?
Zuno Burglary Insurance: War, invasion, act of a foreign enemy * Confiscation by a government authority * Riots, strikes, civil commotion * Nuclear and weapon activity * Self-destruction, including destruction by a family member of the insured * Shortages from clerical or accounting errors
Zuno Cancellation Inconvenience: Personal accident * Accidental hospitalization * Home protection * Personal liability * Loss of belongings
Zuno Cancellation Insurance: War and warlike situations * Illegal or malicious acts by any person * Ionizing radiation or contamination by radioactivity * Mutiny, military rising, insurrection, seizure or loss of or damage to property by order of the Government or by any public authority
Zuno Employee Compensation Insurance: Accidental injury caused to the employees directly or indirectly by war, civil war, mutiny or acts of a foreign enemy * Accidents at any other place than the place(s) of employment * Interest and penalty imposed on the Insured under any law * Any accident to employees under the influence of alcohol or drugs * Deliberate self-injury or deliberate worsening of an accidental injury
Why choose Zuno? We keep it simple!
Single point of contact
All our services are handled through one dedicated person, so you don’t have to deal with multiple people.
Quick decision-making
Your proposal and claims are processed quickly.
Minimum documents
We keep documents to a minimum while issuing your policy, and also when you claim.
How do I claim with Zuno Miscellaneous Insurance?
Call us on
Toll free -1800 12000 /
Paid landline - 022 423 12000
or email us at support@hizuno.com to let us know the details of your claim.
Email us the scanned documents and we’ll get the ball rolling. Once we receive the originals from you, the process is almost complete.
Mail your claim documents to Claims Desk – Zuno General Insurance Company Limited, 2nd Floor, Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla West, Mumbai – 400 070.
Our Claims Team will sort everything out and keep you updated at every step.
Of course, if you still have any queries, you can get in touch with us at support@hizuno.com and we’ll reply ASAP.
Different Types of Zuno Miscellaneous Insurance policies
Burglary Insurance
Protects you against burglary, housebreaking, robbery, dacoity, hold-up and the damages caused due to these risks.
Money Insurance
It covers the loss of money in transit under Section 1, and money in a safe/on the premises in Section 2.
Jeweller Block Policy
Specifically designed for diamantaires to cover themselves against losses
Fidelity Guarantee
This policy covers employers against any financial loss due to an employee's dishonesty.
Employee Compensation Policy
It covers your liability towards employees.
Different types of Liability Insurance Policies
It covers any liability towards the Directors and Officers, whether claimed by employees, competitors, customers or shareholders
This policy covers the costs when clients make a claim towards professionals of the company for making any mistake, due to which the client suffered a loss.
Covers the liability or claim which arises because of any of the company’s electronic activities, especially the losses due to any breach of cyber security.
Miscellaneous Insurance FAQ’s
How do I make a claim?
Just call us on * Toll free - 1800 12000 * Paid landline - 022 423 12000 or email us at support@hizuno.com and we’ll guide you through everything.
What if I want to cancel my policy?
We’d feel terrible if our relationship ended, but if you feel like you no longer need the cover we provide , you can send us a written notice by recorded delivery, letting us know that you’d like to cancel the policy.