What is Zuno Group Secure Plus?
Zuno group secure plus covers individuals of groups against various risks associated with loan-linked and non-linked proposals. The plan offers coverage for group members, providing them and their family members with financial security when they need it most.
Who should buy Group Secure Plus Insurance?
Firms, business owners and other organizations can purchase group secure plus insurance to provide coverage for members. These plans promote a sense of unity and provide financial security to dependents in their time of need.
Benefits of Zuno Group Secure Plus Insurance
Customisable critical illness cover
Choose whether you want minor illness coverage or major illness coverage. The first provides a payout of 25% of the sum assured, subject to a monetary cap. The major illness coverage offers a 100% payout of the sum assured.
Personal accident protection
Protect group member’s finances with coverage for accidental injuries that lead to death or disablement. Enhance the protection with optional covers such as coma benefit.
Loss of job cover
Salaried group members benefit from monthly payouts in case they lose their jobs.
Payment protection cover
Covered group members who are unable to work for a month or more after an accident or suffer from a covered critical illness do not have to worry about making monthly EMI payments. The policy will help with required payments during this time.
Hospital cash benefit
Get a per day lump sum payout for every continuous and completed period of 24 hours spent in hospital due to an illness or injury.
Infectious diseases cover
The insured gets a lump sum payout in case of a diagnosis of any major infectious disease or to help pay for surgical treatment required as per the major infectious disease category.
In-patient hospitalisation cover
Provides coverage for reasonable and customary charges for the medical treatment required during the policy period for an illness or injury.
Why buy Zuno Group Secure plus policy ?
We always hope you enjoy great health and enjoy a long and productive life. But life doesn’t come with any guarantees. Be it a linked or non-linked loan, our policy provides coverage and financial stability when you need it most.
Zuno Group Secure Plus Insurance optional covers
Personal accident cover options
Enhance your personal accident cover with add-ons like education grant, accidental coma benefit, cost of artificial limb, and home or vehicle modification.
Hospital cash benefit cover options
Enhance your hospital cash benefit with add-ons like accidental or enhanced ICU benefit, maternity with waiting period, convalescence benefit, and enhanced benefit daycare treatment.
In-patient hospitalisation cover options
Enhance your in-patient hospitalisation benefit with add-ons like maternity treatment expenses cover with or without nine-month waiting period, baby day one cover, pre- and post-natal expenses cover, and emergency ambulance expenses.
What is covered in Zuno Group Secure Plus Insurance
Critical illness as per the selected plan
Death or permanent disability
Salary or EMI paid after job loss
EMIs the insured cannot pay due to being unable to work for at least one month after an accident
Per day lump sum payout for hospitalisation
Major infectious diseases and the required treatment
In-patient hospitalization
What is not covered in Zuno Group Secure Plus Insurance
Critical illnesses caused by existing pre-existing diseases (PED)
Expenses related to the treatment of PEDs and direct complications for the first 36 months
Treatment required due to the participation as a professional in hazardous or adventure sports
Treatment for alcoholism, drug or substance abuse, or any addictive condition and the consequences thereof
Why buy from us?
Zuno – with you every step of the way
Timely assistance
Get in touch with us 24x7 on our toll-free number 1800 12000.
Paperless process
Go green and paper-free with our 100% online policy issuance.
Hassle-free claim settlements
Zuno settles claims as quickly as possible with minimal paperwork.
We Won’t Play The Claim Game
Call us on 1800 12000 or 022 423 12000 or e-mail us at support@hizuno.com to let us know the details of your travel insurance policy claim.
We’ll work on your claim and either transfer the money to you if you’ve already made a payment or directly pay the hospital if you’ve gone cashless.
Of course, if you still need us to answer any queries, contact us at support@hizuno.com, and we’ll reply soon
Making sense of common insurance jargon
Accident
An accident is a sudden, unforeseen and involuntary event caused by external visible and violent mean
Permanent total disablement
The bodily injury that totally, irrecoverably and absolutely prevents you from engaging in any kind of occupation.
Permanent partial disability
The bodily injury that results in total, irrevocable, absolute and continuous loss of or impairment of a body part or sensory organ specified under the Table of Benefits of the policy document
Critical illness
These are life-threatening critical diseases such as cancer, heart attack, kidney failure etc. Critical Illness cover provides a lump sum coverage amount that can help with high medical expenses for critical illnesses
Other important points of Zuno Group Secure Plus Insurance
Customise your plan as per your needs with our optional add-ons.
You can purchase a plan only for yourself against a linked or non-linked loan.
FAQ
Can family members be covered under Zuno Group Secure Plus Insurance?
Only individuals can get coverage under the policy.
Is there any age limit to purchase this policy?
Proposers who are part of a group must be between 18 and 65 to enjoy the coverage offered.
Which all Non-Loan relationships can be covered?
Self, spouse, three children, parents, parents-in-law, and students, employer-employee, non-employer-employee.
Which all Loan Linked relationships can be covered?
Self, spouse, three dependent children, parents, parents-in-law, partners and directors and students, employer-employee and non-employer-employee.